The option that isn't among the abusive lending practices is A. Credit cards.
It should be noted that an abusive lending practice is high fees. Lending companies typically charge high fees in order to make more profit.
Also, bail and switch is a morally suspect tactic that lures customers with specific claims about low prices which are unavailable when they're requested. This is done to sell other items.
In conclusion, a credit card isn't an abusive lending practice.
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